This post was authored by Adem Tumerkan, Dunham's Content Writer. If you have questions concerning today's topic, please call us at (858) 964 - 0500. Hold us to higher standards.

As the year winds down, we’re looking back at the stories that struck a chord with our readers.

It’s been a year of change, challenge, and opportunity in the financial world - a year where insights truly mattered.

Thus, today, we’re revisiting our top five Tuesday articles from 2024.

These articles were some of our most viewed, offering valuable insights and sparking conversations. They’re worth another look - especially if one slipped by (with so much content out there, I don’t blame you if it did).

So, let’s get to it. . .

*Note: All original articles are linked in the headers.

1. Top 8 Analogies Every Financial Advisor Can Use to Connect with Clients (June 2024)
   
   Analogies cut through the noise. They take complex ideas and make them clear, turning the abstract into something real. Why do we love them? Because they work. Evidence shows that analogies make tough concepts stick, build trust, and showcase expertise. This article offers eight sharp analogies to help you connect, explain, and leave a lasting mark as a financial advisor.
   
   
2. How Financial Advisors Can Attract and Retain High-Net-Worth Clients (August 2024)
   
   This piece highlights the delicate balance of managing wealth for high-net-worth clients because for them, it’s not just about numbers - it’s about legacy, responsibility, and trust. Studies show that 70% of wealth is lost by the second generation, thus advisors must go beyond investment advice, offering tailored services like estate planning and digital engagement to meet client expectations. Meanwhile, younger clients prioritize technology, while older ones value holistic strategies. By tackling these needs, advisors can build stronger bonds and become a clients go-to guide for protecting wealth and legacy.
   
   
3. Combatting the Retirement Investment Paradox with DunhamDC (August 2024)
   
   This piece dives into the Retirement Investment Paradox how the same equities that fuel portfolio growth and fight inflation can also amplify sequence risk for retirees. It highlights the challenges and necessity of balancing these risks and the need for a smarter approach. This is where DunhamDC - a strategy designed buy fear and sell greed – can help.
   
   
4. The Feminization of Wealth and the Role of DunhamDC (May 2024)
   
   This article dives into the Feminization of Wealth, a movement reshaping the financial world as women inherit $30 trillion in Baby Boomer wealth. It offers clear insights and strategies for advisors to better serve this growing group. A must-read for those looking to adapt and thrive in this new wave of wealth.
   
   
5. Understanding Sequence Risk: The Hidden Threat to Financial Stability in Retirement (March 2024)
   
   This clever retelling of Cinderella offers a fresh and engaging way to understand sequence risk - a critical but often misunderstood retirement challenge. Using a simple story, it explains how the timing of returns can make or break a portfolio, showing why early stability matters more than flashy averages. A must-read for anyone planning for retirement or advising others, it turns a complex topic into an accessible and memorable lesson (Early stability beats flashy averages every time).
   
   Check out how the Dunham Retirement Income Program can help you mitigate sequence risk and better prepare clients for a secure retirement.

So, here’s to learning from the past and improving in 2025.

Let us know which piece resonated most with you, and feel free to share your thoughts.

Disclosures:

This communication is general in nature and provided for educational and informational purposes only. It should not be considered or relied upon as legal, tax or investment advice or an investment recommendation, or as a substitute for legal or tax counsel. Any investment products or services named herein are for illustrative purposes only and should not be considered an offer to buy or sell, or an investment recommendation for, any specific security, strategy or investment product or service. Always consult a qualified professional or your own independent financial professional for personalized advice or investment recommendations tailored to your specific goals, individual situation, and risk tolerance. All examples are hypothetical and are for illustrative purposes only.

For more information on Dunham DC and the Dunham Retirement Income Program, please visit https://www.dunham.com/FA/Pages/DunhamInsights .

Dunham & Associates Investment Counsel, Inc. is a Registered Investment Adviser and Broker/Dealer. Member FINRA / SIPC. Advisory services and securities offered through Dunham & Associates Investment Counsel, Inc.