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Salvatore M. Capizzi • Oct 13, 2026
Exit Ramp Strategy for Highly Appreciated Stock Using a Charitable Remainder Trust
Help clients diversify appreciated stock with Dunham’s CRT Exit Ramp Strategy. Explore tax deferral, income payments, and additional CRUT contributions.
Tax StrategiesPlanning StrategiesAdvisor ResourcesTax-Efficient Philanthropy
Adem Tumerkan • Oct 9, 2026
Your Dollar Buys 23% Less Than Before COVID - and Three Forces Could Make It Worse
Your dollar buys 23% less than before COVID. See how energy costs, AI spending, and federal deficits could keep prices rising—and squeeze your budget.
MacroMorning PourInflation
Adem Tumerkan • Oct 2, 2026
Treasury Yields Hit a 24-Year High, Oil Reserves Keep Draining, and Housing Affordability Craters
10-year Treasury yields hit a 24-year high, the SPR fell to a 40yr low, and housing affordability hit its worst levels since mid 2023 before rates even soared
CommoditiesDeep DiveMarkets
All Posts
Adem Tumerkan • Jul 24, 2026
30-Year Yields Hit 19-Year High, Magnet Supply Stays Tight, CLO Losses Mount
30-year yields hit a 19-year high, China’s magnet supply stays tight, and CLO losses mount as debt, supply chains, and credit stress build.
CommoditiesChinaDeep Dive
Salvatore M. Capizzi • Jul 21, 2026
What 14 Bear Market Recoveries Since WWII Can Teach You About Market Risk
Discover what 14 bear market recoveries since WWII teach investors about market risk. Learn why taking equity risk at market bottoms can drive long-term returns
DunhamDCMarketsCycles
Adem Tumerkan • Jul 17, 2026
China’s Liquidity Trap: Why Cheap Money Isn’t Restarting Growth
China is stuck in a liquidity trap. Despite record-low rates and $1.58T in new bank loans in H1 2026, home prices are falling and nobody is borrowing.
MacroChinaDebt & CreditBanking
Adem Tumerkan • Jul 14, 2026
CRM Workflow for Financial Advisors: Manage 100+ Clients With Tiers and Triggers
Use CRM tiers, triggers, and review workflows to manage 100+ financial advisory clients, reduce missed follow-ups, and support service consistency.
Financial Advisor
Adem Tumerkan • Jul 14, 2026
The U.S. Demographic Problem: Falling Birth Rates and an Aging Economy
U.S. birth rates remain below replacement as the population ages. Here’s how falling fertility could affect workers, growth, Social Security, Medicare, and immigration.
MacroCyclesDemographics
Adem Tumerkan • Jul 13, 2026
The Truth About Banking Fragility: Why Unrealized Losses Still Matter
Unrealized bank losses are down from 2023 peaks but still matter. Here’s how rate-sensitive securities, deposit pressure, lending standards, and confidence can affect banking fragility.
LiquidityBankingMarkets
Adem Tumerkan • Jul 10, 2026
Consumer Health Checkup: The American Shopper Looks Fine — Until You Read the Bloodwork
Record retail sales and a resilient job market look great on paper. But real spending, savings, and rent affordability paint a different picture for 2026.
MacroMorning PourInflation
Adem Tumerkan • Jul 3, 2026
Banks Fuel Inflation, Car Loans Stretch Longer, Supply Chain Stress Nears Pandemic Levels
Bank lending — not the Fed — pushed M2 to a record $23.1 trillion in May. Car loans stretch past 7 years, and global supply chains hit their worst strain since 2022.
InflationDeep DiveLiquidity
Adem Tumerkan • Jun 30, 2026
Four Succession Options for Solo RIAs — What Each One Pays, Costs, and Does to Your Clients
Solo RIA with no successor? Compare valuation, timeline, and client impact across all four succession paths before you decide.
Financial Advisor
Adem Tumerkan • Jun 26, 2026
The AI Productivity Paradox: A Historic Capex Boom With No Clear Economy-Wide Payoff (Yet)
AI capex has already topped $1 trillion in six years. Jevons Paradox and Solow's 1987 warning explain why productivity gains are still missing.
MacroMorning PourAICycles
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