Blog

Read our latest thoughts on Estate Planning, Trust Services and Mutual Funds.

Financial Advisors 12/12/2023

Building Confidence in Bear Markets: Strategies Every Advisor Should Know

Discover how financial advisors navigate bear markets with proactive planning, market insight, and strong client communication. Learn the three pil... READ MORE

Macro 12/8/2023

Triffin’s Dilemma: Why the U.S. Dollar’s Global Role Is a Double-Edged Sword

Global anxiety brews over the potential for a declining U.S. dollar. Triffin's Dilemma unveils a paradox: a reserve currency requires deficits, bu... READ MORE

Macro 12/5/2023

Beyond the Discounts: Black Friday Sales, BNPL, And The Shadow of Debt

Black Friday in 2023 saw record nominal sales but masked a deeper tale: the softest annualized growth in Black Friday sales in six years, surging c... READ MORE

Macro 12/1/2023

The Perpetual Game: Saudi Arabia, OPEC, And Oil Markets Are Stuck In A Prisoner’s Dilemma

Understand the oil market's plight through the Prisoner's Dilemma. Despite attempts by Saudi Arabia and OPEC to bolster prices, conflicting self-in... READ MORE

Financial Advisors 11/28/2023

Why Content Marketing is Essential for Financial Advisors

Discover why content reigns supreme for financial advisors in the digital age. Uncover the impact of curated content on client retention, lead gen... READ MORE

Macro 11/24/2023

From Turkeys to Snowflakes: Decoding Unforeseeable Risks and Market Complexity

Explore Taleb's 'Black Swan' concept unveiling unforeseen events. Beware complacency in forecasting future markets, likening to a snowflake's role ... READ MORE

Tax Strategies 11/21/2023

Navigating Year-End Mutual Fund Distributions: Understanding Tax Fairness and Strategies

Navigate mutual fund tax implications: debunk misconceptions on year-end distributions. These distributions aren't extra tax but prepayments, ensur... READ MORE

Macro 11/17/2023

BRICS Currency: How It Could Work, Why It Likely Won’t, And How It Will Impact The Dollar

Discover the economic challenges that make a unified BRICS currency a complex proposition. Dive into trade deficits, currency reliance, and global ... READ MORE

Financial Advisors 11/14/2023

Client Retention for Financial Advisors: Understanding What Clients Really Want

Client retention is crucial for financial advisors. Understanding why clients leave and employing strategies to enhance retention build enduring re... READ MORE

Macro 11/13/2023

The Flaws of a BRICS Currency: Why De-Dollarization Won’t Succeed (For Now)

The article explores 'de-dollarization' and the potential formation of a BRICS currency. It addresses the reasons why this may not be as straightfo... READ MORE

Selling a Business 11/9/2023

Advanced Strategies: Increasing Your Business Value When Selling Your Business

Discover key strategies to unlock the maximum value in your business sale. From understanding value drivers to transparent financial documentation ... READ MORE

Reading List 11/7/2023

The Ultimate Reading List for Financial Advisors

Discover the ultimate reading list for financial advisors! From financial planning and investment strategies to practice management and financial h... READ MORE

Macro 11/2/2023

The Natural Rate of Interest: The Hidden Force Shaping Economics

The Fed's monetary policy and natural interest rates matter to investors. For years, natural rates of interest have been declining, influencing inv... READ MORE

IRS 11/1/2023

IRS Changes Are Here: You Cannot Plan for 2024 Without Knowing This

The IRS has just announced key adjustments for 2024, impacting retirement and tax planning - here's what you need to know. READ MORE

Inflation 10/31/2023

Demystifying Inflation: The Three Key Types and Their Impact

From demand-pull to cost-push and monetary inflation, explore the forces behind price hikes since the pandemic. Understand the intricacies of infla... READ MORE

Macro 10/24/2023

Unveiling the Silent Warning Signs: The Bank Lending Decline and Steepening Yield Curve - Why They Matter

Amid greater market uncertainty, declining bank lending is indicating some potential issues. Meanwhile, a rapidly steepening yield curve may pose f... READ MORE

Volatility 10/16/2023

Defend and Conquer: Approaching the Ominous "Volatility Tax"

The "volatility tax" reveals the deceptive cost of steep portfolio losses, emphasizing the significance of understanding how money grows or shrinks... READ MORE

Behavioral Finance 10/10/2023

Why Humans Hate Losing: The Impact of Prospect Theory in Finance

Understanding cognitive biases in finance is crucial. It's important to try and make rational decisions despite our complex human nature. Prospect ... READ MORE

10/4/2023

Dunham Quarterly Snapshot Q3 2023

This post was authored by the Dunham Marketing Team. If you have questions concerning today's topic, please call us at (858) 964 - 0500. Hol... READ MORE

Soft Landing 10/3/2023

“Don't Be The Turkey”: Questioning The Soft-Landing Narrative

The U.S. economy's unexpected resilience raises concerns about complacency and "recency bias". As the media touts a 'soft landing,' history shows e... READ MORE