Blog

Read our latest thoughts on Estate Planning, Trust Services and Mutual Funds.

7/29/2025

Understanding Phaseouts for the One Big Beautiful Bill Act: Plus Phaseouts for Regular and Roth IRAs

Want help mastering the latest tax phaseouts? From Roth IRA income limits to new deductions under the One Big Beautiful Bill Act, this guide gives ... READ MORE

Dunham Deep Dive 7/25/2025

A Forgotten Indicator Roars Back, Meme-Fueled Mania Surges, and Europe’s Trade Squeeze Deepens

A forgotten indicator flashes its strongest signal since 1997, meme stocks return with retail euphoria, and Europe’s trade rift with China deepens. READ MORE

Estate Taxes 7/22/2025

The OBBBA Guide Part II: Estates and Businesses

Explore the key estate and business tax updates in Part II of our OBBBA Guide. Learn how QSBS rules, bonus depreciation, and estate exemptions are ... READ MORE

Dunham Deep Dive 7/18/2025

Inflation Eases (for Now), Ethereum's Momentum Game, and Health Care’s Job Takeover

Despite tariff fears, U.S. inflation data came in softer than expected, with businesses absorbing costs to protect margins. Meanwhile, small-cap fi... READ MORE

Tax Code 7/15/2025

The One Big Beautiful Bill Act: A Complete Guide to What Changed and What It Means for Your Clients

The One Big Beautiful Bill Act overhauls U.S. tax law with sweeping changes for individuals — from tax-free tips and Baby Savings Accounts to perma... READ MORE

Macro 7/11/2025

Deficits 101: What They Are, Why They Matter, and How They Impact an Economy

With record deficits dominating headlines, understanding the difference between fiscal and trade deficits is essential. This piece unpacks how each... READ MORE

Quarterly Pulse 7/10/2025

Q2 2025 Dunham Quarterly Pulse: Economic Trends, Market Insights & Strategic Shifts

The Q2 2025 Dunham Quarterly Pulse breaks down weakening global growth, persistent inflation, and shifting rate expectations. Explore key insights,... READ MORE

Crypto 7/8/2025

Crypto for Financial Advisors: A Jargon-Free Cheat Sheet for Client Questions

Clients are driving more crypto conversations than advisors, but many advisors still feel underprepared. This guide offers a plain-English crypto c... READ MORE

Dunham Deep Dive 7/3/2025

OPEC’s Oil Flood, BNPL’s Credit Hit, and Copper’s Global Squeeze

OPEC’s oil flood accelerates as Saudi Arabia shifts strategy, BNPL debt enters FICO scores exposing hidden consumer risk, and a historic copper squ... READ MORE

DunhamDC 7/1/2025

The DunhamDC Sell Greed Triggers on Friday June 27, As the Market Hits a New High

On June 27, 2025, as the S&P 500 hit record highs, the DunhamDC algorithm triggered a "Sell Greed" signal, reducing equity exposure to minimums. Th... READ MORE

Macro 6/27/2025

AI Infrastructure Boom: How Data Centers and Uranium Power the Fourth Industrial Revolution

The AI and data center boom is fueling a trillion-dollar digital infrastructure buildout—but it’s also straining the U.S. power grid. As utilities ... READ MORE

Retirement 6/24/2025

The Longevity-Inflation Trap: Why Conservative Retirement Portfolios May Fail

In this seventh installment, we unveil the Longevity-Inflation Impact and Target Sustainability Rate™—two concepts revealing why "safe" retirement ... READ MORE

Macro 6/20/2025

China’s Auto Price War Is a Warning for Global Markets

China’s auto price war—sparked by BYD’s deep discounts—has gutted profits, flooded markets, and revealed the cracks in Beijing’s growth model. Now,... READ MORE

Retirement 6/17/2025

Multi-Generation Retirement™: Why One Nest Egg May Need to Support Three Generations

Longer lifespans are reshaping retirement. This article introduces Multi-Generation Retirement™—a rising challenge where one portfolio may need to ... READ MORE

Dunham Deep Dive 6/13/2025

Student Loans Tank Credit, Canada’s Steel Problem, And Japan’s Auto Crunch

Student loan delinquencies are surging, dragging down credit scores and spending. Canada ramps up tariffs to shield steel jobs from China’s export ... READ MORE

Inflation 6/10/2025

The Overlooked Threat to Retirement: Understanding the Sequence of Inflation Risk

Retirees are living longer, and inflation's timing—not just its average—can make or break a portfolio. This article explores the overlooked threat ... READ MORE

Dunham Deep Dive 6/6/2025

U.S. Trade Surges, Housing Inequality Deepens, and China’s Data Disappears

The U.S. trade deficit just posted a record narrowing, first-time homeownership has collapsed to historic lows, and China’s vanishing data raises r... READ MORE

Retirement 6/3/2025

The Retirement Investment Paradox™ Explained: The Hidden Risk in Modern Portfolios

Retirees today face a new dilemma: the Retirement Investment Paradox™. Advisors must balance growth to outpace inflation and longevity with portfol... READ MORE

Dunham Deep Dive 5/30/2025

BYD’s Price War, Wall Street’s ‘TACO Trade’, and the Vanishing Paycheck

BYD ignites a global EV price war, Wall Street clings to the TACO trade as tariff risks rise, and U.S. workers fall behind while debt surges. From ... READ MORE

Sequence Risk 5/27/2025

The Retirement Risk You’re Not Planning For: Why Sequence of Returns May Matter More Than Ever

Even positive early returns may pose hidden dangers to retirement portfolios. In an age of longer lifespans and compounding inflation, sequence of ... READ MORE