Read our latest thoughts on Estate Planning, Trust Services and Mutual Funds.
Dunham Deep Dive 7/18/2025
Despite tariff fears, U.S. inflation data came in softer than expected, with businesses absorbing costs to protect margins. Meanwhile, small-cap fi... READ MORE
Tax Code 7/15/2025
The One Big Beautiful Bill Act overhauls U.S. tax law with sweeping changes for individuals — from tax-free tips and Baby Savings Accounts to perma... READ MORE
Macro 7/11/2025
With record deficits dominating headlines, understanding the difference between fiscal and trade deficits is essential. This piece unpacks how each... READ MORE
Quarterly Pulse 7/10/2025
The Q2 2025 Dunham Quarterly Pulse breaks down weakening global growth, persistent inflation, and shifting rate expectations. Explore key insights,... READ MORE
Crypto 7/8/2025
Clients are driving more crypto conversations than advisors, but many advisors still feel underprepared. This guide offers a plain-English crypto c... READ MORE
Dunham Deep Dive 7/3/2025
OPEC’s oil flood accelerates as Saudi Arabia shifts strategy, BNPL debt enters FICO scores exposing hidden consumer risk, and a historic copper squ... READ MORE
DunhamDC 7/1/2025
On June 27, 2025, as the S&P 500 hit record highs, the DunhamDC algorithm triggered a "Sell Greed" signal, reducing equity exposure to minimums. Th... READ MORE
Macro 6/27/2025
The AI and data center boom is fueling a trillion-dollar digital infrastructure buildout—but it’s also straining the U.S. power grid. As utilities ... READ MORE
Retirement 6/24/2025
In this seventh installment, we unveil the Longevity-Inflation Impact and Target Sustainability Rate™—two concepts revealing why "safe" retirement ... READ MORE
Macro 6/20/2025
China's EV price war - led by BYD - has triggered collapsing margins, delayed supplier payments, and inflated sales tactics. As China’s auto giants... READ MORE
Retirement 6/17/2025
Longer lifespans are reshaping retirement. This article introduces Multi-Generation Retirement™—a rising challenge where one portfolio may need to ... READ MORE
Dunham Deep Dive 6/13/2025
Student loan delinquencies are surging, dragging down credit scores and spending. Canada ramps up tariffs to shield steel jobs from China’s export ... READ MORE
Inflation 6/10/2025
Retirees are living longer, and inflation's timing—not just its average—can make or break a portfolio. This article explores the overlooked threat ... READ MORE
Dunham Deep Dive 6/6/2025
The U.S. trade deficit just posted a record narrowing, first-time homeownership has collapsed to historic lows, and China’s vanishing data raises r... READ MORE
Retirement 6/3/2025
Retirees today face a new dilemma: the Retirement Investment Paradox™. Advisors must balance growth to outpace inflation and longevity with portfol... READ MORE
Dunham Deep Dive 5/30/2025
BYD ignites a global EV price war, Wall Street clings to the TACO trade as tariff risks rise, and U.S. workers fall behind while debt surges. From ... READ MORE
Sequence Risk 5/27/2025
Even positive early returns may pose hidden dangers to retirement portfolios. In an age of longer lifespans and compounding inflation, sequence of ... READ MORE
Dunham Deep Dive 5/23/2025
Moody’s cut the U.S. credit rating, Japan’s bond market is flashing warning signs, and Turkey’s private sector is buckling under record-high intere... READ MORE
DunhamDC 5/20/2025
Both DunhamDC models issued rare back-to-back SELL Greed triggers as market euphoria booms in May 2025. Discover what’s driving this greed, DunhamD... READ MORE
Macro 5/16/2025
China's truce with the U.S. is a desperate bid to buy time as Beijing grapples with a collapsing real estate market, spiraling local government deb... READ MORE