Blog

Read our latest thoughts on Estate Planning, Trust Services and Mutual Funds.

Macro 12/29/2023

My Top Three Q4 'Morning Pours' With Must-See Updates

A special wrap-up for 2023 - reflect on insightful editions highlighting OPEC dilemmas, BRICS currency challenges, and market insights from Minsky ... READ MORE

Strategies 12/29/2023

Why Isn’t Mr. Market on the Series 7 Exam?

Who is Mr. Market? And Why isn't he on the Series 7 exam? Graham's concept personifies stock market volatility. His mood swings between optimism an... READ MORE

IRS 12/26/2023

Naughty or Nice: What the IRS Put in Our Stockings This Year

Discover 2024's IRS updates: Naughty List penalties for late filing, underpayment, and errors. Nice List perks include interest on overpayments and... READ MORE

Strategies 12/19/2023

Forget One of These Year-End Strategies, And Your Client May Never Forgive You - And Neither Will I

  This post was authored by Salvatore M. Capizzi, Dunham's Chief Sales & Marketing Officer. If you have questions concerning today's topic,... READ MORE

Macro 12/15/2023

Market Instability Explained: The Minsky Moment & Soros' Reflexivity

Markets don't move in stability but thrive in flux. Minsky's Financial Instability Hypothesis and Soros's Theory of Reflexivity unveil the dance of... READ MORE

Financial Advisors 12/12/2023

Building Confidence in Bear Markets: Strategies Every Advisor Should Know

Discover how financial advisors navigate bear markets with proactive planning, market insight, and strong client communication. Learn the three pil... READ MORE

Macro 12/8/2023

Triffin’s Dilemma: Why the U.S. Dollar’s Global Role Is a Double-Edged Sword

Triffin’s Dilemma explains why the U.S. must run deficits to support the global economy—and why no other country wants the dollar’s reserve role. READ MORE

Macro 12/5/2023

Beyond the Discounts: Black Friday Sales, BNPL, And The Shadow of Debt

Black Friday in 2023 saw record nominal sales but masked a deeper tale: the softest annualized growth in Black Friday sales in six years, surging c... READ MORE

Macro 12/1/2023

OPEC’s Prisoner’s Dilemma: Why Saudi Arabia May Flood the Oil Market (Again)

Understand the oil market's plight through the Prisoner's Dilemma. Despite attempts by Saudi Arabia and OPEC to bolster prices, conflicting self-in... READ MORE

Financial Advisors 11/28/2023

Why Content Marketing is a Must for Financial Advisors

Discover why content reigns supreme for financial advisors in the digital age. Uncover the impact of curated content on client retention, lead gen... READ MORE

Macro 11/24/2023

From Turkeys to Snowflakes: Decoding Unforeseeable Risks and Market Complexity

Explore Taleb's 'Black Swan' concept unveiling unforeseen events. Beware complacency in forecasting future markets, likening to a snowflake's role ... READ MORE

Tax Strategies 11/21/2023

Navigating Year-End Mutual Fund Distributions: Understanding Tax Fairness and Strategies

Navigate mutual fund tax implications: debunk misconceptions on year-end distributions. These distributions aren't extra tax but prepayments, ensur... READ MORE

Macro 11/17/2023

BRICS Currency: How It Could Work, Why It Likely Won’t, And How It Will Impact The Dollar

Discover the economic challenges that make a unified BRICS currency a complex proposition. Dive into trade deficits, currency reliance, and global ... READ MORE

Financial Advisors 11/14/2023

Client Retention for Financial Advisors: How to Keep Clients & Build Loyalty

Client retention is crucial for financial advisors. Understanding why clients leave and employing strategies to enhance retention build enduring re... READ MORE

Macro 11/13/2023

The Flaws of a BRICS Currency: Why De-Dollarization Won’t Succeed (For Now)

The article explores 'de-dollarization' and the potential formation of a BRICS currency. It addresses the reasons why this may not be as straightfo... READ MORE

Selling a Business 11/9/2023

Advanced Strategies: Increasing Your Business Value When Selling Your Business

Discover key strategies to unlock the maximum value in your business sale. From understanding value drivers to transparent financial documentation ... READ MORE

Reading List 11/7/2023

The Ultimate Reading List for Financial Advisors

Discover the ultimate reading list for financial advisors! From financial planning and investment strategies to practice management and financial h... READ MORE

Macro 11/2/2023

The Natural Rate of Interest: The Hidden Force Shaping Economics

The Fed's monetary policy and natural interest rates matter to investors. For years, natural rates of interest have been declining, influencing inv... READ MORE

IRS 11/1/2023

IRS Changes Are Here: You Cannot Plan for 2024 Without Knowing This

The IRS has just announced key adjustments for 2024, impacting retirement and tax planning - here's what you need to know. READ MORE

Inflation 10/31/2023

Understanding Inflation: The 3 Types & Why Prices Keep Rising

From demand-pull to cost-push and monetary inflation, explore the forces behind price hikes since the pandemic. Understand the intricacies of infla... READ MORE