Blog

Read our latest thoughts on Estate Planning, Trust Services and Mutual Funds.

Macro 6/20/2025

China’s Auto Price War Is a Warning to the World – Here’s Why

China's EV price war - led by BYD - has triggered collapsing margins, delayed supplier payments, and inflated sales tactics. As China’s auto giants... READ MORE

Retirement 6/17/2025

Multi-Generation Retirement™: Why One Nest Egg May Need to Support Three Generations

Longer lifespans are reshaping retirement. This article introduces Multi-Generation Retirement™—a rising challenge where one portfolio may need to ... READ MORE

Dunham Deep Dive 6/13/2025

Student Loans Tank Credit, Canada’s Steel Problem, And Japan’s Auto Crunch

Student loan delinquencies are surging, dragging down credit scores and spending. Canada ramps up tariffs to shield steel jobs from China’s export ... READ MORE

Inflation 6/10/2025

The Overlooked Threat to Retirement: Understanding the Sequence of Inflation Risk

Retirees are living longer, and inflation's timing—not just its average—can make or break a portfolio. This article explores the overlooked threat ... READ MORE

Dunham Deep Dive 6/6/2025

U.S. Trade Surges, Housing Inequality Deepens, and China’s Data Disappears - Here's What You Need To Know

The U.S. trade deficit just posted a record narrowing, first-time homeownership has collapsed to historic lows, and China’s vanishing data raises r... READ MORE

Retirement 6/3/2025

The Retirement Investment Paradox™ Explained: The Hidden Risk in Modern Portfolios

Retirees today face a new dilemma: the Retirement Investment Paradox™. Advisors must balance growth to outpace inflation and longevity with portfol... READ MORE

Dunham Deep Dive 5/30/2025

BYD’s Price War, Wall Street’s ‘TACO Trade’, and the Vanishing Paycheck

BYD ignites a global EV price war, Wall Street clings to the TACO trade as tariff risks rise, and U.S. workers fall behind while debt surges. From ... READ MORE

Sequence Risk 5/27/2025

The Retirement Risk You’re Not Planning For: Why Sequence of Returns May Matter More Than Ever

Even positive early returns may pose hidden dangers to retirement portfolios. In an age of longer lifespans and compounding inflation, sequence of ... READ MORE

Dunham Deep Dive 5/23/2025

U.S. Credit Downgrade, Japan's Bond Stress, and Turkey’s Corporate Squeeze – What You Need to Know

Moody’s cut the U.S. credit rating, Japan’s bond market is flashing warning signs, and Turkey’s private sector is buckling under record-high intere... READ MORE

DunhamDC 5/20/2025

UPDATE: Both DunhamDC Models SELL GREED as Market Euphoria Runs

Both DunhamDC models issued rare back-to-back SELL Greed triggers as market euphoria booms in May 2025. Discover what’s driving this greed, DunhamD... READ MORE

Macro 5/16/2025

China’s Fragile Truce with the U.S. – and Why Beijing Desperately Needs It

China's truce with the U.S. is a desperate bid to buy time as Beijing grapples with a collapsing real estate market, spiraling local government deb... READ MORE

investing 5/13/2025

Warren Buffett’s Greatest Lessons: Investing Wisdom, Strategies, and Insights

Explore Warren Buffett’s greatest investing lessons, from value investing with Margin of Safety to his partnership with Charlie Munger. Uncover tim... READ MORE

Dunham Deep Dive 5/9/2025

China’s Worsening Deflation, Canada’s Debt Crisis, and Taiwan’s Currency Shock – What You Need to Know

China’s export woes are fueling domestic deflation, Canada’s debt crisis is deepening, and Taiwan’s currency is surging to new highs — three econom... READ MORE

DunhamDC 5/6/2025

UPDATE: DunhamDC Responds to Rising Market Greed with Double Sell Signal

DunhamDC and Dunham US models both issued SELL signals on May 2nd, responding to the longest S&P 500 rally since 2004. As greed returns and valuati... READ MORE

Macro 5/2/2025

Why a Falling Dollar Is Forcing Foreign Investors to Rethink Currency Hedges

A falling dollar and weak U.S. equities are creating a perfect storm for global investors. With $30 trillion in unhedged exposure, the quiet shift ... READ MORE

Volatility 4/29/2025

The VIX Explained: Why Market Fear Can Signal Opportunity, Not Panic

What is the VIX, and what does it really signal? This guide breaks down how the “fear gauge” works, why volatility isn’t always a bad thing, and ho... READ MORE

Dunham Deep Dive 4/25/2025

The Buffett Indicator Dips, the $26T Foreign IOU, and Japan's Anemic Consumer

The Buffett Indicator's sharp drop, America's record $26T net debt to the world, and Japan's weakening demand show deeper cracks forming beneath th... READ MORE

Macro 4/22/2025

Here’s How to Talk to Clients About the Weakening Dollar

Understand what a weakening U.S. dollar means for your clients. This guide helps financial advisors explain the risks, investment impacts, inflatio... READ MORE

Dunham Deep Dive 4/17/2025

OPEC Throws In The Towel, China’s Trade Trap, and Japan’s Population Crisis

OPEC shocks markets with a surprise oil supply surge, China’s economy leans dangerously on exports, and Japan faces a record demographic decline. E... READ MORE

Dunham DC 4/15/2025

DunhamDC Sell Trigger Hit + CIO Insights on What’s Next

DunhamDC triggered a SELL signal following a sharp market rebound, reducing equity exposure as investor sentiment turned exuberant. Discover what d... READ MORE