Dunham & Associates When Performance Counts
 
The Management Team

Jeffrey A. Dunham
Founder, Chairman & CEO
Jeffrey A. Dunham is Chairman and CEO of Dunham & Associates Investment Counsel, Inc., a wealth management firm based in San Diego, California, Dunham Trust Company based in Reno, Nevada, and Dunham Mutual Funds.

As an industry visionary, Mr. Dunham started what he believes is one of the only mutual fund families where 100% of its Sub-Advisers are paid based on their ability to outperform their stated benchmark. In Mr. Dunham's view, performance-based Sub-Adviser compensation provides investors with a level of accountability that is as important today as when he founded the firm in 1985.

Wanting to expand the concept of asset management accountability nationally, Mr. Dunham expanded his private client business model in the mid-1990s to work with Financial Advisors nationwide to invest in Dunham Funds and with Dunham Trust Co. on behalf of their clients so these Financial Advisors could counsel the families they work with for generations. In addition, Mr. Dunham has extensive experience in real estate investing. The investment and trust company currently oversees $3 billion of assets for 10,600 clients nationwide.

Mr. Dunham earned a B.S. degree in Business Administration with an emphasis in Finance from San Diego State University. He holds FINRA Series 3, 4, 7, 24, 53, and 63 registrations.
Salvatore M. Capizzi
Chief Sales & Marketing Officer
Salvatore M. Capizzi is Chief Sales & Marketing Officer of Dunham & Associates Investment Counsel, Inc. (Dunham & Associates). Mr. Capizzi is a seasoned industry veteran with over 30 years of financial services experience. He possesses a wealth of expertise in global sales and distribution leadership, marketing, business development and strategic planning. Mr. Capizzi also has substantial experience establishing startups and reengineering companies. He has consistently demonstrated his ability to develop and implement highly successful sales and marketing plans that have dramatically increased assets under management, and has identified and developed distribution channels that have substantially contributed to net income.

Prior to joining Dunham & Associates, Mr. Capizzi served as CEO/Global Wealth Management for ThomasLloyd Group, where he was responsible for establishing sales and distribution in Europe and the Americas. He has also served in executive capacities with New York Life Investment Management, BlackRock Funds, Chase Manhattan Bank, and Shearson Lehman Brothers. At BlackRock, he served as Executive Vice President/ Managing Director and was responsible for the startup and prominent growth of their mutual fund business. He is credited with developing the retail distribution platform there and substantially growing the complex during his eight-year tenure.

Mr. Capizzi received a B.A. in History from Baruch College and holds FINRA Series 6, 7, 22, 24 and 63 registrations.
Denise S. Iverson, CPA
Chief Financial Officer
Denise S. Iverson, Certified Public Accountant, is Chief Financial Officer for Dunham & Associates Investment Counsel, Inc. and its affiliates, including Dunham Trust Company, and also serves as Treasurer and Principal Financial Officer of the Dunham Funds. Ms. Iverson is responsible for the overall corporate finance and accounting functions. With over 30 years of banking, financial and executive management experience, Ms. Iverson brings a wealth of knowledge and credibility to her role.

Prior to joining the firm in 1999, Ms. Iverson worked in banking, serving as Executive Vice President, Strategic Planning, Chief Financial Officer and Controller. Before that, she worked in public accounting.

Ms. Iverson carries a B.S. in Business Administration from San Diego State University where she graduated summa cum laude and holds FINRA Registered Financial and Operations Principal and Series 27 registration.
Tamara B. Wendoll
Chief Operating Officer
Tamara B. Wendollis the Chief Operating Officer of Dunham & Associates Investment Counsel, Inc. With over 20 years of industry experience across a broad range of functions, including operations, product development, and marketing, Ms. Wendoll brings a wealth of knowledge and credibility to her role.

Prior to joining the firm in 2008, Ms. Wendoll served as Senior Executive Vice President of Marketing and Operations for Kelmoore Investment Company, where she was instrumental in launching five mutual funds and separately managed account programs. She also acted as Secretary and Treasurer to the Kelmoore Strategy Funds. Before that, Ms. Wendoll also worked for First Allied Securities and Josephthal & Co., where she acted as Vice President of each firm’s Investment Advisory Services. In addition, Ms. Wendoll served in numerous other roles during her nearly five-year tenure at First Allied Securities, including Director of Asset Management.

Ms. Wendoll carries a B.A. from the University of California, San Diego and an M.B.A. from the Wharton School of the University of Pennsylvania. She holds FINRA Series 4, 7, 24, 63 and 65 licenses. Additionally, she is the recipient of numerous industry and marketing awards, including the 2004 SIAA Financial Services Award, 2004 SIAA Publication/External: Financial Services Award, and numerous 2004-2007 MFEA Star Awards.
Joseph P. Kelly
General Counsel and Chief Compliance Officer
Joseph P. Kelly is the General Counsel and Chief Compliance Officer of Dunham & Associates Investment Counsel, Inc., responsible for Dunham's legal, compliance and risk management functions. Mr. Kelly also serves as the Chief Compliance Officer for the Dunham Funds. With over 15 years of experience in the financial services and asset management industry, Mr. Kelly brings a wealth of knowledge and credibility to his role.

Prior to joining the firm in 2013, Mr. Kelly was a Senior Associate at Dechert, LLP, where he represented investment companies, advisers, distributors and other service providers. Previously, he was Associate Counsel at SunAmerica Asset Management Corp. and served as Secretary to the SunAmerica Mutual Funds.

Mr. Kelly earned a J.D. from Syracuse University College of Law and a B.S. from Xavier University. He also holds FINRA Series 7 and 24 registrations.

Living in San Diego with his wife, Mia, and their two children, he is an avid soccer player and is active in his community, coaching his son's soccer team.
William J. Brims
Director of Information Technology
William J. Brims is Director of Information Technology for Dunham & Associates Investment Counsel, Inc. where he provides the leadership and oversight of the continued development of an innovative, robust and secure information technology environment for the firm as well as the financial advisors and business partners associated with Dunham & Associates. He is also responsible for the evolution, upkeep, and performance of all customer and internal technological systems.

Mr. Brims has over 20 years of information technology experience and has consulted for the Department of Interior, the Department of Defense, and the San Diego County Water Authority. Before joining Dunham & Associates, Mr. Brims built and managed the technology infrastructure for an industry leader in point-of-use dispensing technologies in the manufacturing sector.

Mr. Brims carries an M.S. in Computer Information Systems from the University of Phoenix as well as a B.A. in Economics with a minor in Chemistry from the University of California at San Diego.

He resides in La Mesa, California with his wife, Joleen, and their four children. Active in his community, Mr. Brims is an Eagle Scout who contributes to the Boy Scouts in a number of ways, including acting as a member of the San Diego Imperial Council Science, Technology, Engineering and Math (STEM) Committee where he is responsible for helping to develop and build community partnerships. In addition to his involvement with the Boy Scouts, he and his wife also own a small business called The Bouncing Bead.
Hilarey M. Findeisen
Director of Operations
Hilarey M. Findeisen is Director of Operations for Dunham & Associates Investment Counsel, Inc. and also serves as Secretary for Dunham Funds. Ms. Findeisen is responsible for managing information systems that track individual client accounts and oversees trust accounting and back-office operations. She is charged with the development and supervision of operations of advisory programs which utilize the Dunham Funds as well as operational systems that track individual client mutual fund holdings and account activities.

Ms. Findeisen carries a B.A. in Economics with a minor in Information Systems from the University of California, San Diego and holds FINRA Series 7 and 24 registrations.
Ryan J. Dykmans
Director of Research
Ryan Dykmans is the Director of Research for Dunham & Associates Investment Counsel, Inc. In this capacity, Mr. Dykmans is responsible for overseeing all aspects of the firm’s Analyst team. He heads the Investment Committee and its efforts, including asset allocation design, institutional asset manager oversight and review as well as strategic investment initiatives such as product development. Mr. Dykmans leads the institutional asset manager selection process, including participation in over 100 manager presentations a year. Having started at Dunham in 2004, Mr. Dykmans provides the firm’s financial advisors with thought leadership on issues pertaining to the economy and the financial markets, as well investment recommendations and strategies.

Mr. Dykmans carries a Bachelor’s degree in Accounting from the University of Redlands and holds FINRA Series 7, 24 and 66 registrations. Living in San Diego with his wife Nichole and their three children, he is an avid soccer player, coach of his son and daughter’s soccer teams and is active in his community.
Dawn Gillard
Director of Administration
Dawn Gillard is Director of Administration and Executive Assistant to the President and CEO of Dunham & Associates Investment Counsel, Inc., responsible for managing the Administration Department by coordinating and overseeing projects received by all departments of the firm. She also lends support to the CEO by scheduling, planning, and assisting in his day-to-day functions. With over 30 years of experience in the financial services industry, Ms. Gillard brings a wealth of knowledge and credibility to her role.

Prior to joining the firm in 2001, Ms. Gillard held positions with New York’s Chase Manhattan Bank and Banker’s Trust on Wall Street, U.S. Bancorp, and Chicago Trust Company of California. Ms. Gillard started with the firm as an Individual Retirement Account Specialist and then transitioned to our Private Client Group to help manage accounts serviced by the CEO of Dunham & Associates.

Ms. Gillard holds FINRA Series 7 registration.
Pamela F. Nichols
Director of Human Resources
Pamela F. Nichols is Director of Human Resources for Dunham & Associates Investment Counsel, Inc. Since coming to Dunham & Associates, Ms. Nichols led the creation and implementation of the firm's Performance Success Plan review process and has been integral in refining and enhancing its development. With over 25 years of experience, she is well-versed in human resources policies and protocols and brings a wealth of knowledge and credibility to her role. Her primary responsibilities include overseeing the firm's recruitment, staffing, employee orientation/training and on-going relations. She also oversees the firm's compensation policies, labor relations, affirmative action compliance, workers compensation administration, benefits administration and employee assistance programs. Acting as one of the firm's Department Head's she also proactively contributes to the Dunham &Associates' policy development and oversight as well as leadership development and management.

Prior to joining the firm in 2006, Ms. Nichols was the Vice President of Human Resources at AME Financial and before that served as the Director of Human Resources at Maxwell Technologies.

She carries a B.A. in Business Administration from the University of Alaska and holds a Senior Professional in Human Resources (SPHR) certification.

Ms. Nichols is an active member of her community, having acted as the volunteer Chairwoman of a non-profit event benefitting Walden Family Services, which is an organization that serves special needs foster children in Southern California. She was also a Court Appointed Special Advocate Volunteer, and has contributed to the Voices for Children for seven years.

Some of her personal interests include hiking, Zumba classes and sailing. She also enjoys attending outdoor music festivals, museums, art exhibits and sporting events. She appreciates international travel and is actively involved with her church. Residing in San Diego, she is the proud mother of one son, Gregory, and has an adopted Schnauzer Wheaten Terrier mix dog named Coco Nutmeg.

Our firm’s success is enhanced by professional collaboration with two affiliated companies, Dunham Trust Company and the Dunham Mortgage Funds. The management teams of these two companies are listed below:



Ann Rosevear, Esq.
Dunham Trust Company
President and Chief Trust Officer
Ann Rosevear serves as President and Chief Trust Officer (CTO) for Dunham Trust Company (DTC), providing expert structuring and administration of trusts to DTC's most complex clients. As President, Ms. Rosevear contributes comprehensive knowledge in trust and estate administration, asset protection and Nevada business planning, as well as overseeing the firm's adherence to fiduciary, regulatory and compliance requirements. As CTO, Ms. Rosevear provides highly attentive trustee services, paying particular attention to risk management issues, discretionary actions, on-going tax planning, communication with co-trustees, beneficiary needs, and professional advisor performance and dedication. She has a demonstrated understanding of trust and wealth management maintaining a well-rounded ability to work in partnership with attorneys, financial advisors and accountants in order to best serve DTC's trust clients.

Prior to joining Dunham Trust Company, Ms. Rosevear spent 14 years as a principal attorney at Walsh, Baker, Rosevear & Loomis, P.C. in Reno, focused primarily on estate and business planning, probate, and investment and annuity transfer and underwriting, managing a multi-state practice. Ms. Rosevear also acted for several years as General Counsel for two Nevada-based organizations managing their corporate affairs, contracting, asset acquisition and shareholder relations. She was fortunate to begin her legal career with excellent mentorship at Marsh, Higgins, Beatty and Hatch, P.C. in Vancouver, Washington.

Ms. Rosevear is a graduate of the University of Nevada, Las Vegas (BA. 1992) Honors College and Gonzaga University School of Law (J.D. 1996), Dean's List, Cum Laude distinction. She is also a member in good standing before the State Bar of Nevada and is licensed to practice law in Nevada, Oregon and Washington. Ms. Rosevear was raised in Reno and Elko, Nevada and makes her home in Reno with her husband and daughter.
Nicole Vance, Esq.
Dunham Trust Company
Regional Director & Senior Wealth Planning Strategist
Nicole Vance is the Regional Director & Senior Wealth Planning Strategist for Dunham Trust Company. Nicole works with clients on trust and estate planning matters, including advanced wealth transfer strategies and asset protection planning. Her experience includes over fifteen years of trust, tax and estate planning, including tax efficient wealth transfer, asset protection strategies, charitable structuring, and entity formation and business planning. Prior to joining Dunham Trust Company, Nicole was the principal attorney and owner of the Law Offices of Nicole M. Vance, and before that she spent five years as Vice President and Senior Wealth Planning Strategist at Wells Fargo Private Bank. Her previous experience also includes private legal practice with the Nevada law firm that is now Holland and Hart, as well as public accounting firm experience working in the San Francisco office of the Tax and Legal Department of PricewaterhouseCoopers, where she began her career.

Nicole earned her Juris Doctorate from the University of California, Hastings College of the Law, and holds a Bachelor’s degree in Finance, with high distinction, from the University of Nevada. She is a member of the Estate Planning Council of Northern Nevada, the State Bar Associations of both Nevada and California, and the American and Washoe County Bar Associations. Nicole is actively involved in her community, having served and currently serving on various local boards and councils. She lectures frequently and has authored various materials on estate taxes and estate and trust planning.




 
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